86 Bank Branches Closing June 2026: What to Do Now

86 Bank Branches Closing June 2026: What to Do Now

If your local bank branch is about to close, you’re not alone. A major wave of closures is coming this month, with 86 branches shutting across NatWest, Lloyds, Halifax and Bank of Scotland between now and February 2027.

The first closures start Monday, 1 June, with most completed by the end of June. This is part of a wider trend: Britain’s biggest banks are shifting away from physical branches as more customers bank online. Santander has already closed 40 branches this year, with four more planned by January 2027.

The full closure list is extensive and covers the whole UK — from Hemel Hempstead and Palmers Green in the south to South Shields in the north. Some branches, like Liverpool Street Station and Regent Street in London, are losing iconic high street locations.

What you should do now

If your branch is closing, don’t panic. Here are your next steps:

Check the full closure list (available from your bank’s website) to see if you’re affected and when. If your branch is shutting, your bank must give you at least 12 weeks’ notice and help you switch to another branch or alternative service.

Contact your bank directly to ask about local alternatives. Many banks are setting up “banking hubs” — shared spaces where customers from multiple banks can access services. Some closure dates may be delayed if a hub opens in time (for example, NatWest’s Godalming branch closure could be brought forward from February 2027).

If you rely on face-to-face banking, speak to your bank about what support is available. You may be entitled to extra help if you’re elderly, disabled, or have complex banking needs.

Consider switching to online or mobile banking if you haven’t already. Most banks offer free training and support to help you get started.

Where to find help

You can find the complete branch closure lists on NatWest, Lloyds, Halifax and Bank of Scotland’s official websites. If you’re struggling with the transition, your bank’s customer service team can explain your options.

This change affects millions of people across the UK, so you’re far from alone in needing to adapt your banking habits.

This article is for information only and does not constitute regulated financial advice.