Mental Health & Money Support
Money worries are one of the most common triggers for stress, anxiety, and depression in the UK. If you're struggling — whether financially, emotionally, or both — you're not alone, and help is available right now, for free.
Call Samaritans: 116 123 (free, 24/7, any reason) — or text SHOUT to 85258 if you can't talk.
If you're in immediate danger, call 999.
Find Local Support
The UK's largest mental health support database. Enter your postcode to instantly find local and national services near you.
Self-refer for free CBT, counselling, and other therapies on the NHS. No GP referral needed in most areas.
Crisis & Listening Services
Call 116 123 anytime. Free and confidential. You don't have to be suicidal to call — any emotional difficulty is enough.
Free helpline and webchat for anyone in crisis. Call 0800 58 58 58 (5pm–midnight).
Support for young people under 35. Call 0800 068 4141. Free, confidential, 24/7.
Mental Health Charities
UK's leading mental health charity. Excellent guides on anxiety, depression, and stress. Infoline: 0300 123 3393.
Support for people with severe mental illness and their families.
Mental health support for children and young people. Crisis text: YM to 85258.
Free support after losing someone. Helpline: 0808 808 1677.
Money Worries & Mental Health
Financial stress and mental health problems feed each other. Debt makes anxiety worse; anxiety makes it harder to open letters or answer calls. These resources specifically address this link:
Government money guidance service — dedicated section on managing finances when mental health makes it difficult.
Specialist service focused entirely on the overlap between mental ill-health and financial difficulty.
Practical advice on managing money when you're struggling — including getting benefits, debt help, and talking to creditors.