Guides & Advice
Everything you need to get on top of your finances in one place. Our free guides cover the most common money challenges facing people in the UK today.
Benefits & Rights
Your rights when made redundant — notice pay, statutory redundancy pay, what to claim, and how to challenge an unfair decision.
How UC works, how much you can get, the 5-week wait, how it affects your earnings, and how to claim.
Who qualifies for PIP, the assessment process, rates for 2025/26, and how to challenge a refusal. Includes DLA and Attendance Allowance.
How SSP works, who qualifies, how long it lasts, and what benefits to claim when it runs out after 28 weeks.
Rates, who can claim, the High Income Child Benefit Charge explained — and why you should always claim even if you opt out of payments.
Single person discount, student exemptions, disability reductions — are you paying too much?
Free prescriptions, dental, glasses, wigs and more — millions miss these every year.
Debt & Credit
Step-by-step guide to tackling debt — priority vs non-priority, DMP vs IVA, Breathing Space, and free services.
PCP vs HP vs leasing explained, the FCA mis-selling scandal and how to claim compensation, and your legal rights to exit early.
How to use 0% purchase and balance-transfer cards to borrow interest-free and clear debt faster.
Savings & Investing
Cash ISA, Stocks & Shares, Lifetime ISA — which is right for you and how to maximise the allowance.
Earn up to £200 just for switching your current account — every live offer explained.
TopCashback vs Quidco — how to earn £200–£500 a year for free on things you'd buy anyway.
Work & Self-Employment
What tax you pay, when to register for Self Assessment, allowable expenses, Class 2 and Class 4 NI, and key deadlines.
How SSP works, who qualifies, how long it lasts, and what to claim when it stops.
Renting & Housing
Deposits, repairs, rent increases, eviction protection, and the Renters Rights Act — your rights as a tenant in England.
Retirement & Pension
How much you'll get, how NI qualifying years work, how to check your forecast, and how to fill gaps before it's too late.
Budgeting
Step-by-step guide to building a budget from scratch — the 50/30/20 rule, emergency funds, and debt priorities.
Cost of Living & Everyday Money
Practical ways to save on food, energy, bills, and transport — things you can do this week.
The price cap, Warm Home Discount, ECO4, and practical tips to cut your bills.
Full history of the Ofgem price cap from 2021 to today, with a visual chart and bill help links.
Aldi vs Lidl vs the big four — loyalty card tricks and tips to cut your weekly shop.
Calculators
See exactly what lands in your account after tax, NI, pension, and student loan.
England, Scotland & Wales rates for standard buyers, first-time buyers, and additional properties.
Estimate how much you could borrow, your LTV, and whether you'd pass a stress test.
Calculate your statutory redundancy entitlement based on age, salary, and years of service.
Map your full monthly budget — income vs outgoings, with a surplus or shortfall result.