Income & Expenditure Calculator

Enter your income and outgoings below to see your monthly budget at a glance. All data stays in your browser — nothing is sent anywhere.

Income

Employment income (take-home)

Self-employment income

Universal Credit

Child Benefit

Other benefits / tax credits

Pension income

Other income (rental, maintenance, etc.)

Housing

Rent or mortgage

Council Tax

Home / contents insurance

Ground rent / service charge

Utilities & Bills

Gas & electricity

Water rates

Broadband

Mobile phone

TV Licence (£174.50/yr)

Food & Household

Groceries & food shopping

Eating out & takeaways

Household cleaning / toiletries

Transport

Petrol / diesel

Car insurance

Car finance / loan

Road tax

Public transport (bus/train/Tube)

Debt Repayments

Credit card minimum payments

Personal loans

Other debt repayments

Family & Personal

Childcare

School costs / activities

Clothing & footwear

Haircuts & personal care

Prescriptions & health costs

Pet costs

Savings & Leisure

Savings / emergency fund

Pension contributions

Streaming / subscriptions

Hobbies & entertainment

Holidays

Gifts / Christmas fund

Total Monthly Income£0.00

Total Monthly Outgoings£0.00

Monthly Surplus£0.00

Also see: UK Budget Guide — step-by-step advice on making sense of your finances.