Free Financial Calculators

See exactly what lands in your account after income tax, NI, pension, and student loan deductions. 2025/26 rates.

England, Scotland & Wales rates for standard buyers, first-time buyers, and additional properties.

Estimate how much you could borrow, your LTV, and whether you'd pass a mortgage stress test.

Calculate your statutory redundancy entitlement based on age, salary, and years of service.

Map your full monthly budget — income vs outgoings across every category, with a surplus or shortfall result.

Compare the snowball and avalanche methods — see exactly when you'll be debt-free and how much interest you'll save.