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Nationwide £100 bonus: how to check if you qualify this year

If you’re a Nationwide customer, there’s a potential £100 payment heading your way — but only if you meet the eligibility criteria. The building society has just confirmed which members qualify for this year’s Fairer Share bonus, and it’s worth checking whether you’re in line for the cash.

Nationwide is distributing £100 payments to over four million members between 10 and 30 June. This is the fourth year running that the mutual has handed out profit-sharing bonuses to loyal customers, so if you’ve received payments in 2023, 2024, and 2025, there’s a good chance you’ll get one again — but it’s not guaranteed.

To qualify, you need a current account with Nationwide plus either a savings account or a mortgage with them. The exact rules vary depending on which combination of accounts you hold, so it’s worth double-checking if you’re unsure.

One customer recently raised a concern on social media about not receiving an eligibility email, despite getting the bonus every year previously. Nationwide’s response is straightforward: “We’re writing by email or letter to eligible members who are receiving the payment. But if you would like to check, you can.”

If you haven’t received a letter or email by now, don’t panic. Here’s how to verify your eligibility:

Use the chat service in the Nationwide app or internet banking to ask about your status. Alternatively, head to the Nationwide website and use their eligibility checker tool. You can also read the full terms and conditions online to understand exactly which accounts qualify.

This matters because couples with joint accounts could be missing out on significant amounts. If you and your partner both hold individual Nationwide accounts, you could each receive £100 — meaning you’d have collected £400 combined over the last four years, with another £200 at stake this year.

The key takeaway: don’t assume you’re ineligible just because you haven’t had an email yet. Take five minutes to check using Nationwide’s online tools or app. It could be worth £100 to you.